Business Analyst & Product

Jayant Verma

Bridging the gap between business intent and engineering execution. Specializing in digital lending transformation and workflow automation.

Download Resume
View Portfolio
11+ Years Exp
05 Major Banks
15+ Projects
₹1200Cr+ Lending Influenced
Proven Results

Measurable Business Impact

28%

Defect Reduction

Eliminated production defects via SQL-based validation and rigorous UAT planning strategies.

22%

Sprint Predictability

Improved delivery velocity through structured Agile ceremonies and strict backlog discipline.

35%

Customer Acquisition

Accelerated onboarding speed by leading the rollout of a centralized digital platform.

32%

Processing Efficiency

Achieved massive TAT reduction through comprehensive LMS modernization.

60%

Automation Impact

Manual work eliminated via Perfios integration and intelligent workflow redesign, allowing operational teams to focus on high-value tasks rather than data entry.

What I Do

Business &
Technology.

I don't just document requirements—I architect lending workflows that scale. From discovery workshops to production release, I bridge the gap between engineering, operations, and credit teams.

More About Me
01

Requirements That Ship

BRD, FRD, SRS, and user stories that engineering teams can build from on day one without ambiguity.

02

End-to-End Ownership

Full lifecycle management from wireframes and process maps to UAT coordination and go-live support.

03

Data-Driven Validation

Writing SQL checks and data quality scripts to catch issues before deployment, ensuring integrity.

04

Delivery Excellence

Agile execution that consistently improves sprint predictability and reduces production defects.

Domain Expertise

11 years across digital unsecured lending, secured loans, LOS, LMS, and collections workflows.

The Person Behind The Process

From Complex Requirements to Scalable Workflows.

I'm a Business Analyst with a product-oriented mindset, specializing in digital lending transformation across India's leading banks and NBFCs. My expertise lies in translating business ambiguity into crystal-clear documentation.

Over 11 years, I've led requirement lifecycles for loan origination systems (LOS) and loan management systems (LMS) handling unsecured personal loans, home loans, and micro-lending products. I create comprehensive BRDs, FRDs, and data validation scripts that reduce defect leakage by 28%.

I work at the intersection of business needs and technical constraints, ensuring every release delivers measurable impact—whether that's reducing processing TAT by 32% or improving sprint predictability.

My Methodology

  • Stakeholder workshops to uncover the real problem
  • Design As-Is and To-Be workflows with clear swim lanes
  • Create low-fidelity wireframes for alignment
  • Build SQL validation scripts to catch data issues early
  • Run structured UAT with real-world scenarios
  • Track post-deployment metrics to validate business impact
Beyond The Roles

Multi-Hat Contributions

Responsibility-driven contributions ensuring delivery success alongside core analysis.

Acting Scrum
Master

  • Facilitated sprint planning & ceremonies
  • Removed delivery blockers via cross-team coord
  • Improved predictability by 22%

Acting Product
Owner

  • Owned feature-level backlogs
  • Balanced compliance & tech feasibility
  • Single point of decision for engineering

Acting Product
Manager

  • Contributed to roadmap & release planning
  • Evaluated feature impact on TAT & automation
  • Supported GTM readiness & adoption

UAT Lead &
Tester

  • Designed end-to-end test scenarios
  • Led UAT with ops & credit teams
  • SQL-based data validation & reconciliation
The Toolkit

Skills & Specializations

Precision tools driving digital transformation.

Core Competencies

Requirements Engineering (BRD, FRD, SRS)
Gap Analysis & As-Is/To-Be Process Design
Wireframes, Mockups, HLD & LLD Documentation
Data Validation & SQL-Based Quality Checks

Process Strategy

UAT Strategy, Test Case Design, Functional Testing
Workflow Automation & Business Rules Mapping
Stakeholder Management & Coordination

Ceremonies

Sprint Planning & Backlog Prioritization
Daily Standups, Sprint Reviews, Retrospectives
Release Planning & Dependency Management

Metrics

Defect Analysis & Root Cause Documentation
Velocity Tracking & Predictability Improvement
Cross-Team Coordination (Eng, Ops, Credit)

Lending Systems

Digital Lending Platforms (LOS, LMS)
Loan Origination Workflows & Decisioning
Credit Risk Assessment & Underwriting

Operations

Collections Strategies & Operational Controls
Disbursement & Post-Sanction Workflows
Vendor Integrations (Perfios, CIBIL)

Product

Jira, Confluence, Azure DevOps

Design

Balsamiq, Visio, Lucidchart

Data

SQL, Tableau, Power BI, Excel

API

Postman, Swagger, Lentra

Domain Landscape

Industries & Products
Transformed.

Digital Unsecured Lending

Secured Lending (Home, LAP)

Loan Origination Systems

Loan Management Systems

Credit Risk & Underwriting

Customer Onboarding & KYC

Collections & Recovery

Fintech Integrations

Credentials

Education &
Certifications.

MBA

ISBM Pune (2014)

BCA

CSJM Kanpur (2012)

SAFe 6 Agilist
Lean Six Sigma (White to Black Belt)
Agile Scrum Foundation
CBAP Trained
Kanban Foundations
Agile Scrum Master
Next Steps

Ready to Transform
Lending Workflows?

Let's discuss how I can help your organization reduce TAT, improve automation, and deliver compliant digital lending experiences.

Let's Connect View Portfolio